How Does Acorns Invest My Money?

Acorns’ app was designed to help people, especially first-time investors, get started in investing with
small automated investments into a portfolio of exchange-traded funds, or ETFs, that the company selects and balances. Users link their bank accounts to the app, which then automatically rounds up the cost of all transactions to the nearest dollar, withdraws that spare change and invests it.

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Based on your answers to some basic questions you will receive Acorns recommendation for your investments based on your risk analysis.  You can agree to this choice or change it as you desire at any time.

Here are you possible choices:

Moderately Conservative
Moderately Aggressive

And here is the portfolio diversification based on risk tolerance, time to invest, net worth, etc.

Large Companies Small Companies Emerging Markets Real Estate Stocks Corporate Bonds Government Bonds
15% 9% 5% 11% 20% 40%
14% 15% 8% 14% 23% 26%
16% 19% 10% 16% 20% 19%
13% 25% 14% 22% 13% 13%
14% 25% 20% 30% 6% 5%

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Acorns Mobile Apps

Acorns helps you save & invest spare change from your everyday purchases and invest into a diversified portfolio of stocks and bonds. You can monitor and adjust your portfolio and investments from their mobile apps! You can easily get started in minutes: anytime, anywhere.
Featured in: TIME, The New York Times, ABC World News Tonight, Forbes, WIRED, Bloomberg, BusinessWeek, USA Today, and The Verge.  Don't miss out on the free $5 to help you begin investing!

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· Smart Investing ·
Acorns makes it easy to invest regularly while optimizing your investment through diversification
and automatic rebalancing. In other words, we give you an automated system to help you follow good principles of investing, like patience and diversification, without having to think about it.

· Bank Level Security ·
Your peace of mind is our highest priority. Acorns protects your information, prevents unauthorized account access, and notifies you of unusual activity.

· Simple Fees ·
Only $1/mo for accounts under $5,000 and just 0.25% per year for accounts investing $5,000 or more.

- Free for anyone under 24 and students (with .edu address)!
- Deposit & withdraw whenever you like - no additional fees.
- No fees for accounts with a $0 balance.

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· Diversification ·
Instead of trying to pick individual stocks, Acorns diversifies your investment across hundreds of the
most widely held U.S. and international companies, corporate bonds, government bonds, and real estate. By answering just a handful of questions about yourself, our proprietary technology can match you with a portfolio that is appropriately diversified for your goals and built to help smooth out the ride as stock prices fluctuate.

· Automatic Rebalancing ·
Acorns automatically rebalances your portfolio to mitigate risk and optimize returns. This means we keep your account in a target mix of stocks and bonds by buying more when they are cheaper and less when they are more expensive. Buy low, sell high.

Download Acorns now for FREE! There are no fees until you decide to invest and you can withdraw your money at any time without penalty.

“The app makes investing effortless” - Forbes [1]

“If you set aside just $5 every couple of days, you would have set aside over a $1000 in a year.” - ABC World News Tonight [2]

“You can get started in minutes and use it to create a reasonably well-designed portfolio that allows you to add as little as $5 at a time.” - The New York Times [3]

"This could prove to be an inexpensive way of introducing young people to the world of investing at ages for which compound interest can become a powerful tool." -Bloomberg Businessweek [4]

This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature.

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iPhone App
Andriod App

Information about FINRA is available at Explanatory brochures about SIPC insurance are available upon request or at


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Acorns Promo Codes

Interested in the great new way to invest your spare change with Acorns.  Make it even greater by
using an Acorns promo code to start your investing with a free five dollars!  Think about it, if you set aside just $5 every couple of days you would have set aside over $1000 in a year. Acorns makes investing effortless. Start your Acorns investing right by taking advantage of this great offer.

Use Promo Code 9NW4NM and begin taking care of yourself!

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Your account will be set to go, and you'll be $5 richer already!


What is Acorns Investing

Acorns can help you save & invest spare change from your everyday purchases and invest into a diversified portfolio of stocks and bonds. You can easily get started in minutes: anytime, anywhere.

Many of us find investing can confusing, complicated and overwhelming. What Acorns does is
simplify the experience through automatic investing. Acorns will automatically invest the rounded up dollar amount of your purchases.  That coffee for $3.45 = $.55 invested.  Fill up for gas $45.32 = $.68 invested.  These small amounts add up to a nice start for a nest egg.

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Answer a few quick questions and they'll rate your investment tolerance as Conservative, Moderately Conservative, Moderate, Moderately Aggressive, or Aggressive.  And if you don't agree with their assessment then pick whichever fund you like...and change it when you feel like it.

You can also make one time deposits to your account. Received a nice tax refund, put away 10% of it the day you get it so you never miss it. Want to make recurring deposits, then set up weekly or monthly investment amounts.  And using the Android or iPhone apps let you deposit or withdraw at your leisure.

If you'd like to learn more about setting up an Acorns account and grab a free $5 to start, click below!

 Click Here To Get Started Now!